AFFIRM DETAILS

Pay Over Time with Affirm

No hidden fees or surprises

Shop Online or In-Store with Affirm.

When inspiration strikes, Affirm helps you say yes without giving up financial control

Select Affirm at checkout or use Affirm in stores and pay over time. Never pay a penny more than you agree to on day one.

Fill your Cart

Select Affirm at checkout or to shop in store, download the Affirm app and create your account with a few pieces of information for a real time decision. Upon approval, select "shop in store".

Complete Your Purchase

Affirm will give you a one-time-use virtual card to type in at checkout.

Pay Over Time

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

Keep It Simple

Rather than the compound interest credit cards charge, Affirm charges only simple interest so you can stay focused on what's important to you.

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.


Flexible

You choose the payment schedule that works for you.


Fair

Affirm won’t charge you late fees or penalties of any kind, ever.



Your rate will be 0% APR or 10–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners. Options depend on your purchase amount, and a down payment may be required. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.



FAQ's

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

 

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

 

Can I return an item I bought with Affirm?

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

 

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

 

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

 

Where can I learn more about Affirm?

You can visit their website at affirm.com.




AFFIRM IS AVAILABLE AT THE

FOLLOWING STORE LOCATIONS: